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  • Writer's pictureJenna King


There are a lot of factors to consider when purchasing a home. Thankfully, a Realtor can help guide you through the process of determining what items are the most important. One such consideration is whether or not you want to be a part of a Homeowners Association.

A Homeowners Association (HOA) is an organization that creates and enforces rules for a subdivision, condominiums, or planned community. If you purchase a home within the HOA’s jurisdiction, then you are required to pay HOA fees which can range from about $100 to $700 a month, depending on the HOA and amenities offered. For some homeowners, they couldn’t ever imagine living in an HOA. For others, they love everything that an HOA provides.

From swimming pools to playgrounds, an HOA can offer several types of amenities that are appealing to residents. Some HOAs even provide lawn service! The fees that a resident pays to an HOA contributes to the maintenance of these amenities.

An HOA also allows you an opportunity to get involved in your community and meet the neighbors. You can join the HOA’s board which is composed of residents within the HOA’s jurisdiction. A lot of HOAs partner with the management company to host events for residents to attend throughout the year. This offers an easy way to mingle with others without having to knock on any doors.

You can also avoid sticky situations thanks to an HOA. If your neighbor’s dog barks too loudly at night or perhaps a tree is in danger of falling over from next door, then an HOA can serve as a mediator for difficult conversations.

Ever had a neighbor paint their home an atrocious color? Or build an addition that ruined your view? HOAs often have structural or architectural restrictions that require residents to submit any modification projects for approval. Oftentimes an HOA will have a list of approved exterior paint colors or types of fencing that residents have to abide by.

For some homeowners, this is a benefit because it can result in stable property values and a more aesthetically pleasing neighborhood. Other homeowners want the freedom to make choices concerning their home without having to gain approval from fellow residents.

In fact, rules are the main reason why homebuyers choose to skip purchasing homes with an HOA. Rules can cover everything from how long a car can be parked in your driveway to what kind of decorations can bedeck your lawn for the holidays. There is also the HOA fee itself to take into consideration when it comes to your finances.

Before you purchase a home within an HOA, the most important step is to review the rules and fines. If you find yourself considering the regulations as a benefit rather than a hassle, then you will probably enjoy living in a community with amenities. If you ever have questions or concerns, ask advice from your Realtor. They have the knowledge and expertise to guide you to the best choice for your lifestyle.

If you ever have any questions about the ever-changing marketplace or know someone looking to buy or sell, please do not hesitate to reach out!

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